I’m afraid I can’t accept that answer:
I’m fairly responsible with finances, but my girlfriend is in a terrible financial situation with a lot of credit card debt, an expensive car payment and a big, fancy apartment. Plus, she just quit her job because she didn’t like it anymore. Now, she’s thinking about filing bankruptcy and thinks us moving in together will help solve her problems. If she can’t handle her finances on her own, what’s going to happen if we get together? Can you help?
At least Dave Ramsey advises the guy not to marry the woman or let her move in. But he doesn’t give him the proper advice, which is to ditch the financial vampire now before she can manage to get her teeth fixed any more firmly upon him. Don’t ever date a woman in debt, and don’t even allow the thought of marrying one to cross your mind for a moment. It’s more expensive and less financially prudent than playing blackjack in Vegas.